It's so weird how you can be having a conversation with someone you think is completely “normal,” and then they say something like, “I'm think I need to spend my rent money on a bug-out bag, so I'll be ready for the impending bank crash.” Wha–? It's like the fabric of reality suddenly shifts and you see a whole new world: beef jerky, locals only, BYO guns and ammo. Really? Here I've been so focused on the possibility of rain, and I should have been worried about a financial crisis? Wow. Where have I been?
After I got off the phone, I googled impending bank crash and found lots of propaganda from wackjobs who are making a ton of money pandering to the fears of anxious middle-aged women. Articles written by faceless ne'er-do-wells with no last names (My name is Michael, and I am a strong Christian) exhorting us to head for the hills. Books about how to survive the coming apocalypse. Really? It's so Y2K. This poor woman on the other end of the phone was seriously considering spending her modest retirement fund on a used car, a tent, and a camping stove. She wondered if I thought she should put her money into CDs. All I could think to say was, you expect a bank crash and you want to buy CDs from a bank? What am I missing here?
I like the term bug-out bag. She assumed I had one. “I have an earthquake kit,” I said. You could call it a stay-put bag. Well, it's really just a plastic tote bin stocked with bottled water and toilet paper, but I didn't tell her that. As she kept talking, I thought, maybe I need an escape plan. Hey, what do I know, maybe she's right, maybe there is a financial crash coming. If the U.S. banking system fails, if everything falls apart, I have no contingency plan. Not on my radar, what with the awesome weather, my crappy job, and my marathon dissertation saga. Maybe I've been too self-obsessed. Have I missed the warning signs?
What would follow a widespread bank crash? Martial law? Rationed gas? Grasshoppers and squirrels for dinner? I can't picture it. I'm such a city kid, the idea of roughing it is beyond my imagination. I can't even camp. I would be useless in any kind of crash, bank or otherwise.
It seems clear that the woman is troubled by her beliefs about the end of the world. Mine look different from hers, but are no less troubling to me. I don't belittle her beliefs: She could be right. I'm no financial expert. I'm not sure there is such a thing. While we were talking, I didn't question her beliefs or try to talk her out of them. She just wanted what we all want, to feel heard and understood. I get it. Nobody wants to feel alone when the world is coming to an end.